Can Home Owner Insurance be used to pay for auto accident?
guy who t-boned my car says he is going to pay for it using home owners ins., how? his auto ins. lapsed 9 days prior to wreck. help me understand
unfortunately uninsured motorist covers bodily only in AZ & I Only have LIABILITY 
He can't.
The standard home owners policy policy specifically excludes automobile liability.
There is no way around this.
Unless he plans on filing committing insurance fraud and filing a false claim against his homeowners (like a staged theft) and collecting that money to pay you - there is no other way. Given that this is insurance fraud and a crime - you would want no part of that.
His homeowners insurance company will not cover a auto accident.
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